CFM Horizon™
Our diverse offering of services delivers a forward-looking perspective to our clients’ financial lives, providing clarity as well as a sound basis for investment, estate, retirement, tax, and business succession planning.
CFM Horizon™ - Cash Flow Model
Our proprietary Cash Flow Model seeks to create a visually straightforward roadmap which helps uncover opportunities, optimizes resources, and results in integrated, logical, forward looking perspective. Designed in-house and customized to each client, our model is critical to understanding the numerous components of our clients’ financial lives, while providing a sound basis for investment, estate, retirement, and tax planning.
Gain Financial Perspective
CFM Horizon™ integrates a client’s cash flow with their balance sheet for an easy-to-follow financial blueprint. Our detailed analysis outlines where a client stands when it comes to reaching their long-run financial goals.
Discover Portfolio Risk/Return Profile
CFM Horizon™ provides a global overview of a client’s financial picture, where they stand currently, and where they ultimately want to go. This understanding helps us build a portfolio that is suitable for them and helps guard against the biggest risk investors face – not meeting their long-run financial goals.
Guidance On Large Financial Decisions
CFM Horizon™ lays out cash inflows and outflows to help guide a client on major financial events: selling or buying a business, real estate transactions, retiring, college funding, estate planning decisions, and other major financial changes.
Our model outlines investment strategies, tests planning options, and uncovers planning opportunities. It allows a client to see the ramifications of a large scale financial decision, and how it impacts their finances moving forward. This foresight offers insight into planning options and can translate into better decision making.
Please Note: The use of the CFM Horizon™ does not ensure that financial planning or consulting services provide by Capital Advisors will prove successful. The scope of any financial planning and consulting services to be provided depends upon the specific requests and needs of the client. Capital Advisors does not serve as an attorney, accountant, or insurance agent. Capital Advisors does not prepare legal documents or tax returns, nor does it sell insurance products. If the client desires, one of Capital Advisors’ representatives, in their separate individual capacities, can be engaged to be provide insurance sales/services as described on Capital Advisors’ written disclosure Brochure (a copy of which is linked to this web site), per the terms and conditions of a separate engagement and fee.
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Please Note: Limitations. Different types of investments involve varying degrees of risk and volatility. Therefore, there can be no assurance that the future performance of any specific investment or investment strategy (including this Strategy), will be profitable, equal any specific performance level(s), be suitable for your portfolio or individual situation, or prove successful. At any specific point in time, or over any specific time-period, any investment or investment strategy can and will suffer losses, at times substantial losses. It should not be assumed that stocks with higher dividend growth will outperform those with lesser or no dividend growth.
It should not be assumed that stocks with higher dividend growth will outperform those with lesser or no dividend growth. No amount of prior experience or success should be construed that a certain level of results or satisfaction will be achieved if Capital Advisors is engaged, or continues to be engaged, to provide investment advisory services. Capital Advisors is not a certified public accounting firm, and no portion of its services should be construed as accounting advice. Moreover, you should not assume that any discussion or information contained in this document serves as the receipt of, or as a substitute for, personalized investment advisory services from Capital Advisors. A copy of our current written disclosure Brochure and Form CRS discussing our advisory services and fees is available upon request or at www.capitaladvisorsltd.com.
Aggregated Portfolio Data as of 12-19-2023.
S&P 500: a stock market index that tracks the performance of 500 of the largest publicly traded companies in the United States
Vanguard U.S. Dividend Growers: measure the performance of U.S. companies that have followed a policy of consistently increasing dividends every year for at least 10 consecutive years. The index excludes the top 25% highest-yielding eligible companies from the index.
Capital Advisors, Ltd., 20600 Chagrin Boulevard 1115 Tower East Shaker Heights, Ohio 44122
Please review Important Disclosure Information set forth in the last section of this web site. Form ADV Form CRS FINRA Broker Check
More information regarding this firm and its investment professionals can be found on Form ADV, Form CRS, and FINRA's BrokerCheck.
Please review Important Disclosure Information set forth in the last section of this web site.